Empowering our partners through finance
Overview
Allied Credit is a privately-owned finance company enabling vehicle and equipment manufacturers, distributors, dealership groups, broker aggregators and salary packagers to provide branded finance products in the Australian market.
We offer a range of finance solutions from white label and joint venture partnerships to floorplan finance. We are continually expanding our offering. These solutions, along with our proprietary POS loan origination system, Lightning, are designed to support our partners’ businesses and facilitate convenient and easy finance solutions for their customers.
As an established business, Allied Credit is the retail finance business partner of choice for an increasing array of well-known leading brands, dealer groups, broker aggregators, and salary packagers in the automotive and recreation industries.
Partnerships
Allied Credit’s partnership model delivers significant value creation and unique benefits over traditional finance solutions. We offer three different partnership types:
1A standard introducer-financier partnership under one of Allied Credit’s own brands,
2A White Label partnership that leverages and enhances your brand as an OEM or a large dealer/introducer group, or
3Our unique Joint Venture partnership, where you jointly own the finance company with Allied Credit, and share in its financial returns.
Through these partnerships, Allied Credit facilitates finance originated by introducers whether at the point of sale, in-dealership or online, for automotive and leisure assets
White Label Partnerships
Our White Label partnership surrounds your customers with your brand throughout the process of buying, financing, and owning the asset. Advertising, documentation, electronic and phone contact all carry your brand.
Branded finance provides assurance by strengthening the relationship between you and your customers and maximises retention and profitability.
Joint Venture Partnerships
Our unique Joint Venture model enables our partners to invest alongside Allied Credit in their own finance company. In addition to all the
branding benefits of a white label, a joint venture can be tailored to the specific circumstances of our partner and their introducer network.
Allied Credit provides the operational capability, funding, financial reporting, and credit licence.Our partners provide the origination network and market expertise. It’s a powerful combination.
To build a Joint Venture with Allied Credit, our partners must be willing and able to invest in its growth and provide the agreed level of originations.
Over time, the Joint Venture grows to a steady state, producing valuable annuity income, through the cycle, for our partners.
Floorplan Finance
Through Allied Distribution Finance, our wholesale floorplan finance business, we help distributors and their dealer network finance their inventory efficiently. In doing this, we help ensure the uninterrupted flow of inventory through the distribution channel.
Our floorplan finance offers:
- Flexible payment terms
- A web-based intelligent system that helps you track inventory and simplifies account management by automating transactions
- An experienced customer service team to support your business
- The additional benefit of retail finance packages, enabling you to provide the “one stop shop” convenience to your customers.
Standard Retail Relationships
Introducers transact retail finance business under our Automotive Finance, Weekend Toy Finance, The Asset Financier and Automotive Leasing brands.
Our legendary Lightning system is utilised by our introducers to originate both consumer and commercial finance products for new and used assets. Competitive rate and commission plans are available, and a broad range of customers are accepted.
