Your chosen technology partner
Our tech capabilities
We believe in empowering our partners to achieve their financial services goals by leveraging technology.
Our flagship products, the Lightning loan origination platform and LEAPi, are designed to streamline the lending process and provide a seamless experience to our introducers, borrowers and lenders.
Our team of experts in software development, finance, and customer service, work tirelessly to deliver cutting-edge solutions that exceed our partners’ expectations. We are committed to making financing hassle-free.
Lightning Retail Systems
Lightning Retail Systems is our proprietary, dealership centric, retail finance origination system. The Lightning platform enables introducers to manage the entire retail financing process for their customers.
By streamlining the loan application, approval, and funding processes, Lightning makes the loan origination process more efficient. It helps introducers connect with our branded finance solutions, compare product options, and receive approvals for finance in real-time.
With Lightning, introducers can offer flexible financing options, such as Guaranteed Future Value (GFV), balloon financing, and retail promotions to their customers.
Ultimately, the Lightning platform simplifies the buying and financing process, while improving customer and introducer satisfaction.
LEAPi
LEAPi as it is affectionately known, is the Lightning External API or Application Programming Interface. LEAPi provides a set of protocols and tools for building software applications, allowing for seamless communication with introducer websites.
Ultimately, by using LEAPi and its multiple endpoints, the buying process is streamlined. Among its broad functionality, it delivers real-time finance estimates, including interest rate and repayments that are displayed to the introducer and/or customer, and allows both parties to easily access and update financing and customer information.
Our Endpoints
Loan Options Available
What loan products, product variations, guaranteed future values and balloons are available? Use this to setup sliders and borrower input fields.
Interest Rate
What’s my interest rate? Send us some info about your borrower and we’ll indicate an interest rate or range.
Repayment
Based on customer inputs we’ll respond with an indicative repayment. We also provide compliant disclaimer wording for added peace-of-mind.
Application
Like those indicative repayments? Then let’s get started on an approval. Get an auto approval if your customer is eligible or have the application land on our credit desk for a quick turnaround during business hours.
Note
Bi-directional notes service. Tell us more about your customer and retrieve our response, as well as approval conditions.
Request Bank Statements
Fast, secure and easy portal access to capture the customer’s income and expense information.
Documents
Need to supply supporting documentation? Let borrowers provide this directly from within your customer journey. They’ll be uploaded directly to us for review and will result in shorter turnaround times.
Electronic Signatures
Capture privacy consent via electronic signature and execute loan contracts electronically via our dedicated endpoint.
Digital ID Verification
Trigger an SMS to your customer so they can verify their identity, complete biometrics, AML obligations and upload a copy of their driver’s licence, all from their mobile device and the comfort of wherever they are
Partnering with Allied Credit enables you to leverage cutting-edge technology solutions, to address critical challenges, and seize new financing opportunities. By collaborating with our experts, we can develop custom solutions that specifically cater to your needs, enabling you to stay ahead of the competition and evolving market demands
